# SIP Calculator

You wants to invest in Mutual funds but don’t know how much return you will get? Then don’t worry SIP Calculator will help you to calculate returns on your SIP investment. So, calculate now and save your future.

Total Investment amount | |

Est. returns | |

Total Value |

## What is a SIP Calculator?

A (Systematic investment plan calculator) SIP Calculator online is a powerful tool designed to help you to calculate your project potential returns on your mutual fund investments across various timeframes, ranging from weeks, months to 40 years. By adding your investment details, this SIP return calculator will provide you estimates on your mutual fund returns, total investment, wealth accumulation, and maturity value.

However, it’s important to note that while the mutual fund calculator only offers you valuable insights, it doesn’t calculate actual returns offered by mutual fund scheme companies because the actual rate of returns depends on various factors. These factors can include market fluctuations, fund performance, and economic conditions.

## How can a SIP Calculator Help You?

Are you tired of struggling with complicated math to figure out how much money you’re making? We understand the frustration. That’s why we’ve developed this user-friendly SIP value calculator to simplify the process for you. Our calculator can tell you how much returns you will make from your investment in a certain time period, like a month or a year. Knowing how much you could earn is really important for making smart choices.

**With this calculator, you can:**

## How does SIP Returns Calculator Work?

If you want to know how our calculator basically works let’s break it down. Our calculation method is straightforward yet effective. We use a precise formula given below to calculate your expected returns.

**Formula: **

M = P × ({[1 + i]^n – 1} / i) × (1 + i)

M | Represents the amount you receive upon maturity. |

P | Denotes the sum you invest at regular intervals. |

N | Stands for the number of payments you’ve made. |

I | Represents the periodic interest rate. |

Now I will explain to you with an example how it works. Suppose you’re investing ₹500 per month for 2 years at a periodic interest rate of 10%.

The monthly rate of return would be approximately **14%/12 = 0.00833333333.**

Rate of return per month would be **14%/12 = 0.00833333333**

**Using the formula:**

M = 500 × ({[1 + 0.00833333333]^24 – 1} / 0.00833333333) × (1 + 0.00833333333)

Your approximate final maturity amount would be** ₹13,334.**

## How to use a SIP Calculator?

To use the SIP return calculator effectively, follow these simple steps:

## Benefits of SIP investment as compare to Lumpsum

## Tax on SIP Mutual fund

SIP is the best option for investors but it does not mean that you don’t have to pay tax in SIP. But yes, you have to pay tax on SIP mutual funds tax. Here are the details of tax implications.

## Video Guidance about SIP Calculator

## Frequently Asked Questions

## Disclaimer

The information I provide is only for educational purposes. It should not be considered as investment advice if you want to invest in any mutual fund first complete research about that mutual fund sip investment. And when you are sure that this is a very safe and trusted app then you should try that. Or please read reviews about that mutual fund app and then invest in it. So, our tool only gives an overview of a return and how much in returns you will. And it does not guarantee you will get this amount in your mutual fund.

If you have any suggestion that help us to improve our tool. Please send us through this contact us form.